Ko Pha Ngan

Ko Pha Ngan | Surat Thani

Where Terraces

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Presented At

฿520,000

Bedrooms

Bathrooms

Living

2,713

SQFT

Stories 2

Library

Office

Steam Room

Air Conditioning

Indoor Pool

Sauna

Terrace

Garage

Parking

Garden

Balcony

Tennis Court

Gate

Pool

Water View

Sea View

Ocean View

Oceanfront

Gated Community

Mountain View

Privacy

Panoramic / Scenic View

Modern

New Builds

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 1

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 2

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 3

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 4

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 5

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 6

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 7

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 8

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 9

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 10

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 11

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 12

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 13

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 14

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 15

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. - Photo 16

Ko Pha Ngan

Ko Pha Ngan | Surat Thani

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand. , Ko Pha Ngan , Surat Thani

Luxury 2BR Villa – Rooftop & Ocean Views, Koh Phangan

ðŸ¡ A Harmonious Fusion of Elegance and Comfort Discover Villas, a masterpiece of minimalist architecture, blending modern design with the serenity of tropical island living. Strategically positioned in Haad Yao, Koh Phanganâ€™s most prestigious location, this villa offers unparalleled panoramic sea views, a private rooftop terrace, and an infinity pool, making it the ultimate luxury retreat or high-yield investment property. âœ¨ Villa Highlights: âœ… Total Area: 252.09 mÂ² âœ… Bedrooms & Bathrooms: 2 Bedrooms | 3 Bathrooms ðŸ› âœ… Infinity Pool: 24 mÂ² â€“ swim with uninterrupted views of the ocean ðŸŒ… âœ… Private Rooftop Terrace â€“ the perfect space for sunset cocktails ðŸ¹ or morning yoga ðŸ§˜â€â™‚ï¸ âœ… Expansive Open-Plan Living â€“ floor-to-ceiling glass windows bring nature inside ðŸŒ¿ âœ… Premium Natural Finishes â€“ stone veneer, wild stone, and contemporary interiors âœ… Seamless Indoor-Outdoor Living â€“ designed to maximize space, comfort, and breathtaking views ðŸ’° Designed for Living â€“ Built for Profit Villas isnâ€™t just a home; itâ€™s a strategic investment. The demand for high-end properties in Koh Phangan is skyrocketing, making this villa an asset that appreciates over time. ðŸ”¹ Prime Location: 5 min to Haad Yao Beach, 10 min to top-tier resorts & dining ðŸ½ ðŸ”¹ High Rental Yield: ROI potential of 12-15% annually ðŸ“ˆ ðŸ”¹ Secure Ownership: Freehold via Thai company or 30+30+30 Leasehold options ðŸ”¹ Flexible Payment Plan: Interest-free installments available ðŸ”¥ Limited Availability â€“ Act Fast! ðŸ”¥ ðŸ Starting at: 16.35M THB âœ… Phase 1 Pre-Sale Offer â€“ Save Up to 3M THB! âœ… Only 1 Unit Left at This Price! ðŸ“ž Book a Private Viewing Today! ðŸš VillasðŸŽ¯ Final Verdict: 10/10

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Property Location

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand., Ko Pha Ngan Surat Thani

Local Weather & Climate

Ko Pha Ngan, Surat Thani

Current Conditions Updated recently

82 °F

Clear sky

Feels Like 85°F

Humidity 65%

Wind 9 mph

Visibility 6.2 mi

Sunrise 11:31 PM

Sunset 11:30 AM

5-Day Forecast

Sat 7 Mar

Clear

High 82°

Low 82°

Sun 8 Mar

Clouds

High 82°

Low 81°

Mon 9 Mar

Rain

High 82°

Low 82°

Tue 10 Mar

Rain

High 82°

Low 81°

Wed 11 Mar

Clouds

High 82°

Low 81°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Ko Pha Ngan?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

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Home Price

฿

Down Payment

฿100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (Thailand)

฿0 Est. First Year Interest Deduction

฿0 Est. Annual Tax Savings

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Thailand. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Thailand tax year 2025 (fiscal year: January-December), rules effective from 2016. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$520,000

Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand.

Ko Pha Ngan, Surat Thani

2 Beds

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Market Opinion

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Our perspective on current market conditions in Ko Pha Ngan. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $52,000,000 20% down ($10,400,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$4,468/day

Your home may appreciate while you sleep

$31,364/week $135,912/mo $1,630,947/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$28.6M

+$40.6M

$40.6M Potential Equity

vs $28.6M lost to rent over 10 years

$10.4M Down Payment Growth

3.9x

10yr

$40.6M

8.1x

20yr

$84.0M

12.6x

30yr

$131.3M

Wealth Comparison

×313

Equivalent to 313 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $131.3M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $61.2M +18%

Market $70.8M +36%

Optimistic $81.7M +57%

$40.6M est. equity

20 Years

Conservative $72.1M +39%

Market $96.4M +85%

Optimistic $128.4M +147%

$84.0M est. equity

30 Years

Conservative $84.9M +63%

Market $131.3M +153%

Optimistic $201.8M +288%

$131.3M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand have?

This house at Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand features 2 bedrooms with 2,713 square feet of living space.

What is the size of Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand?

This property offers 2,713 square feet of living space.

What is the listing price for Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand?

This property is listed at $52,000,000, which equals $19167 per square foot.

Is now a good time to buy a home in Ko Pha Ngan?

Based on current market indicators, Ko Pha Ngan shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Ko Pha Ngan, Ko Pha-ngan District, Surat Thani 84280, Thailand, Ko Pha Ngan, Surat Thani, Thailand?

This is a house located in Ko Pha Ngan, Surat Thani. The property is situated in an established neighborhood with convenient access to local amenities and services.